dm PAYBACK Coupons June 2026: Current 10x, 20x, 25x & 33x Points

Quick answer: dm is the PAYBACK partner with the highest coupon multipliers - up to 20x on your entire purchase and 33-44x on product categories. Combined with coupon stacking and the free DM PAYBACK AMEX (double card points at dm), you can collect over 1,000 points in a single shopping trip. New coupons arrive every 2-3 weeks.

All fees, costs and the current bonus of the free PAYBACK card are in the detailed article: PAYBACK American Express 2026

dm is not just a drugstore - for PAYBACK collectors, dm is the partner with the greatest potential. Nowhere else do you find such regularly high multipliers.

Here you’ll learn how to collect the maximum PAYBACK points at dm.

Why dm is the best PAYBACK partner

While most PAYBACK partners only offer 3x or 7x coupons, dm regularly has 20x on your entire purchase - and on individual product categories even up to 44x.

Feature	dm	EDEKA	Aral
Base rate	1 point / €2	1 point / €2	1 point / 2L
Max. multiplier (total)	20x	7x	10x
Max. multiplier (product category)	33-44x	-	-
New coupons	Every 2-3 weeks	Weekly	Weekly
Coupon stacking	Yes (A+B)	Yes	Limited

dm coupons: Understanding the two types

dm has two coupon types that you can activate and combine at the same time:

Type A: Entire purchase

Applies to everything at dm starting from €2 purchase value. The highest regular multipliers:

• 20x - Top coupon, comes regularly (e.g. Dec. 2025: 4x available)
• 15x - Frequent, sometimes from a €20 minimum
• 12x - Mid-range multiplier
• 10x - Standard coupon
• 7x - Entry-level coupon

Type B: Product categories & brands

Applies only to certain categories or brands - but with significantly higher multipliers:

• 44x on nutrition (e.g. Jan. 2026)
• 40/45x on individual brands (Calgon, Guhl, elmex)
• 33x on product categories (washing & cleaning, facial care, cosmetics, fragrance)

Typical product categories

• Facial care and cosmetics
• Washing and cleaning products
• Hair care and styling (e.g. Guhl)
• Nutrition and dietary supplements
• Dental care (e.g. elmex)
• Fragrance

Important: Type A and Type B are combinable! You can have a 20x coupon on your entire purchase AND a 33x product-category coupon active at the same time. When there’s an overlap, the better coupon automatically counts.

Tip: New dm coupons appear every 2-3 weeks in the PAYBACK app. Plan larger purchases around the 20x coupons.

eCoupon strategy for dm

You collect the best dm points via eCoupons in the PAYBACK app. Here’s how:

Step 1: Check coupons regularly

Open the PAYBACK app and activate all available dm coupons. There’s no downside to activating - if you forget one, you miss points.

Step 2: Use coupon stacking

The pros’ secret: You can activate Type A + Type B at the same time and combine them on a single purchase.

Coupon type	Example	Combinable?
Type A: Entire purchase	20x on everything	Yes
Type B: Product category	33x on facial care	Yes
Minimum-spend coupon	200 extra points from €20	Yes
All at once		Yes!

Important: For products that fall under both coupons, the better multiplier automatically counts (not both added together). The Type A coupon then applies to the rest of the purchase.

Real-world example: dm purchase with coupon stacking

Purchase: €50 at dm (of which €20 facial care, €30 rest)

Points source	Calculation	Points
Facial care: 33x coupon (Type B)	€20 ÷ 2 × 33	330
Rest: 20x coupon (Type A)	€30 ÷ 2 × 20	300
200 points from €20 minimum	Flat	+200
Total		830 points
Without coupons		25 points
Factor		~33x more

25 points become 830 - that’s 33 times as many. On a normal drugstore purchase.

Pro tip: In the Premium Handbook we show you the optimal coupon combinations with specific multipliers and timing strategies for maximum points at dm.

The DM PAYBACK AMEX card

The DM PAYBACK AMEX* is the PAYBACK credit card made specifically for dm customers.

What makes it special?

Feature	DM PAYBACK AMEX	Regular PAYBACK AMEX
Annual fee	Free	Free
Welcome bonus	1,000 PAYBACK points (permanent)	4,000 PAYBACK points in two steps (2,000 for the first payment + 2,000 from €500 spend in 2 months, until 15 November 2026)
Base points (dm and other partners)	1 point / €2	1 point / €2
Card points at dm	2 points / €3 (double!)	1 point / €3
Card points elsewhere	1 point / €3 (except petrol stations)	1 point / €3 (except petrol stations)

The main difference: At dm you get double card points with the DM PAYBACK AMEX - 2 points per €3 of card spend instead of 1 point per €3. You get the regular dm base points (1 point per €2) equally with both cards when you identify yourself with PAYBACK; the card points come on top.

Who is the DM PAYBACK AMEX worth it for?

• You shop regularly at dm (at least €50/month)
• You want to grab the double card points at dm
• You need a free credit card for non-PAYBACK partners

If you rarely shop at dm, the regular PAYBACK AMEX* is enough - it collects identically at all other partners.

dm + DM PAYBACK AMEX + eCoupons: The combo

You reach the maximum point yield at dm with this combination:

1. Scan the DM PAYBACK AMEX as your PAYBACK card (regular base points: 1/€2)
2. Activate eCoupons beforehand (20x total + product-category coupons)
3. Pay with the DM PAYBACK AMEX (at dm 2 points / €3 card points on top)

Example: €50 purchase at dm with a 20x coupon

Points source	Calculation	Points
20x coupon (Type A)	€50 ÷ 2 × 20	500
Card points DM AMEX at dm (2/€3)	50 ÷ 3 × 2	+33
Total		533 points

533 points for a €50 purchase - that equals €5.33 cashback or over 10% back.

TIP: The principle “right card + right moment” works not only at dm: Anyone who also runs rent, electricity, phone plan and insurance through the right credit card automatically collects points every month — completely without coupons. The guide Pay recurring expenses with a credit card shows you how.

Note: The coupon multiplier applies to the dm base points (1/€2). The card points of the DM PAYBACK AMEX (2 per €3 at dm) are credited separately by American Express for the card payment - so they come on top with or without an active coupon.

5 tips for maximum dm points

Tip 1: Bundle your purchases

Instead of going to dm 3x a week for small items, gather your purchases and go once with a big cart. That way you benefit from minimum-spend coupons.

Tip 2: Don’t forget product-category coupons (Type B)

The highest multipliers aren’t on the whole purchase, but on product categories: 33x on facial care, 44x on nutrition, 40-45x on individual brands. Plan your purchase deliberately around these categories.

Tip 3: Use personalized coupons

PAYBACK learns from your buying behavior. Regular dm customers often receive higher personalized coupons (20x instead of 10x).

Tip 4: Check dm app coupons

Besides PAYBACK, the dm app also has its own coupons and offers. These are combinable with PAYBACK.

Tip 5: Transfer points to Miles & More

All PAYBACK points collected at dm can be transferred 1:1 to Miles & More miles. Wait for the transfer bonus for 20-25% extra miles.

Frequently Asked Questions (FAQ)

When are there new dm coupons?

New dm coupons appear every 2-3 weeks in the PAYBACK app. There’s no fixed calendar. Check the app regularly under “Coupons” - new dm promotions (up to 20x on your entire purchase) appear there first.

How do I activate dm eCoupons?

Open the PAYBACK app, tap on “Coupons” and filter by dm. Activate all available coupons before shopping. The points are automatically credited when you scan your PAYBACK card at the dm checkout.

Is the DM PAYBACK AMEX worth it?

Yes, if you shop regularly at dm. The main advantage: Double card points at dm (2 points / €3 instead of 1 / €3). Plus 1,000 PAYBACK points as a welcome bonus (permanent, no deadline) and a free annual fee. If you rarely shop at dm, the regular PAYBACK AMEX is enough.

Can I convert dm points into flight miles?

Yes. All PAYBACK points (including those collected at dm) can be transferred 1:1 to Miles & More miles. Wait for the transfer bonus (1-2x per year) for 20-25% extra miles.

What’s the difference between DM PAYBACK AMEX and the regular PAYBACK AMEX?

The everyday difference: Double card points at dm (2 points / €3 instead of 1 / €3). The dm base points (1 / €2) and the card points outside dm are the same with both cards. Both are free. Their welcome bonuses currently differ: the regular PAYBACK AMEX gives 4,000 points (2,000 for the first payment + 2,000 from €500 spend in 2 months, promotion until 15 November 2026), the dm variant a permanent 1,000.

Conclusion

dm is the PAYBACK partner with the greatest point potential. With coupon stacking, the right timing strategy and the DM PAYBACK AMEX, you get the maximum out of every drugstore purchase.

Further reading:

• Pay recurring expenses with a credit card - Collect points passively, every month
• PAYBACK points: 11 tips for 3x more points - All PAYBACK strategies
• Activate PAYBACK eCoupons: Step by step - Use coupons optimally
• PAYBACK Partner List 2026 - All partners at a glance
• EDEKA PAYBACK Coupons - Product-group coupons up to 44x and the optimized weekly shop
• Netto PAYBACK Coupons - 10x on the in-store purchase and brand coupons up to 50x

---

The basics of the dm strategy are free. In the Premium Handbook you’ll find the advanced techniques: optimal coupon combinations, a timing calendar and how to combine dm with other partners into a points machine.