PAYBACK Partner List 2026: All Partners & Points per Euro

Quick answer: The most important PAYBACK partners in 2026 are EDEKA, dm, Aral and Amazon. The standard at all partners: 1 point per €2 of spend. REWE and Penny have NOT been partners since the end of 2024! New on board: electronics retailer expert has been a PAYBACK partner since autumn 2026 (online and in participating stores). You’ll find the complete list with all partners and special features below.

New partner since autumn 2026: expert. Electronics retailer expert is now a PAYBACK partner — 1 point per full €2 spent, online at expert.de and on site in participating stores (excluding, among others, services, gift vouchers and top-up cards). Especially interesting for mile collectors: a TV or laptop purchase translates into a decent mileage boost via the 1:1 transfer to Miles & More. PAYBACK thus continues its expansion (since 2025, EDEKA, Netto, Sparkasse and GALERIA have joined, among others). expert is now also in the table below.

If you use PAYBACK, you regularly face the question: where do I even earn points? The partner list changes — most recently, REWE left PAYBACK.

Here’s the current, complete PAYBACK partner list for 2026.

The most important PAYBACK partners 2026 at a glance

All PAYBACK partners earn at the standard rate of 1 point per €2 of spend, unless stated otherwise. The real differences are in the coupons and special promotions.

Supermarkets & groceries

Partner	Points rate	Coupons	Special features
EDEKA	1 point / €2	3x to 7x	Largest supermarket partner, new coupons weekly
Netto	1 point / €2	3x to 5x	Also in the online shop

EDEKA has been the most important supermarket partner at PAYBACK since January 2025. It’s worth concentrating your weekly grocery run here — especially in combination with eCoupons.

REWE and Penny: NOT PAYBACK partners!

The most common misconception: REWE and Penny have not been PAYBACK partners since the end of 2024. You can’t earn points or use eCoupons there. For grocery shopping with PAYBACK, use EDEKA or Netto instead.

Drugstores & health

Partner	Points rate	Coupons	Special features
dm	1 point / €2	5x, 10x	Highest multipliers, regular points weeks
Apollo	1 point / €2	Occasionally	Optician

dm is the PAYBACK partner with the highest coupon multipliers. 10x points come up regularly. In combination with the DM PAYBACK AMEX* you even get double card points at dm (2 points per €3 instead of 1 per €3).

Fuel & mobility

Partner	Points rate	Coupons	Special features
Aral	1 point / 2L	3x, 5x	Coupons on fuel + shop items

Aral offers, alongside fuel coupons, regular free products (coffee, water) in the app. Always check the PAYBACK app before filling up.

Online shopping & fashion

Partner	Points rate	Coupons	Special features
Amazon	1 point / €2	Occasionally	Start via payback.de/amazon!
AboutYou	Varies	High multipliers	Fashion
Thalia	1 point / €2	Occasionally	Books & media
C&A	1 point / €2	5x, 10x	Fashion, strong coupons regularly
expert	1 point / €2	expert coupons in the app	Electronics, online and in participating stores (new since autumn 2026)

Important with Amazon: You have to start your purchase via payback.de/amazon so that the points are credited. Shopping directly through the Amazon app or amazon.de gives you no PAYBACK points.

Travel & hotels

Partner	Points rate	Coupons	Special features
booking.com	1 point / €2	Occasionally	Hotels worldwide

Pet food & department stores

Partner	Points rate	Coupons	Special features
Fressnapf	1 point / €2	5x, 10x	Pet supplies
GALERIA	1 point / €2	Occasionally	Department store

How to grab more points at PAYBACK partners

The base rate of 1 point per €2 is low (0.5% rebate). It only pays off with the right strategies:

1. Activate eCoupons

Before every purchase at a PAYBACK partner: open the app, activate coupons. With a 5x coupon, 1 point per €2 suddenly becomes 5 points per €2. That’s the easiest lever.

Everything about eCoupons: PAYBACK eCoupons: How to Activate 10x Points

2. Use coupon stacking

You can activate several coupons at the same time: partner coupon + minimum-spend coupon + product-group coupon. All three are combined on a single purchase. That way, 30 points quickly become 300.

More tips: Earning PAYBACK Points: 11 Tips for 3x More Points

3. Use the PAYBACK AMEX for non-partners

The PAYBACK AMEX* is free and earns 1 point per €3 at all merchants (except petrol stations) — even at non-partners. Plus: 4,000 PAYBACK points (until 15 November 2026).

Important: At PAYBACK partners, scan the normal PAYBACK card (1 point/€2) and only use the AMEX as a means of payment. The card points (1/€3) then come on top.

4. Transfer points to Miles & More

PAYBACK points can be transferred 1:1 to Miles & More miles. Wait for the transfer bonus (20-25% extra) — it comes 1-2x per year.

Redeem points the optimal way

You shouldn’t waste collected points on overpriced rewards in the PAYBACK shop. The best options:

• Pay directly at partners (1 point = 1 cent)
• Vouchers (sometimes with a bonus markup)
• Miles & More transfer (for airline miles)

More details: Redeeming PAYBACK Points: The Best Options

Frequently Asked Questions (FAQ)

Is REWE still a PAYBACK partner?

No! REWE and Penny have not been PAYBACK partners since the end of 2024. For grocery shopping with PAYBACK, use EDEKA or Netto instead.

Where do I get the most PAYBACK points?

You earn the most points at dm (thanks to high coupon multipliers from 5x to 10x) and at EDEKA (frequent coupons + product-group coupons). Activate the eCoupons in the PAYBACK app before every purchase.

How do I activate partner coupons?

Open the PAYBACK app, tap “Coupons”, scroll through the available offers and tap “Activate”. The coupons are linked to your PAYBACK card and are automatically redeemed on your next purchase.

Do I get PAYBACK points at Amazon?

Yes, but you have to start your purchase via payback.de/amazon. If you shop directly through the Amazon app or amazon.de, you get no points.

Is the PAYBACK AMEX worth it?

Yes. The PAYBACK AMEX* is free and gives you 4,000 PAYBACK points (until 15 November 2026). On top of that, you earn 1 point per €3 at all merchants — even at non-PAYBACK partners. And as long as you take part in the PAYBACK program, you are exempt from point expiry.

Can I convert PAYBACK points into miles?

Yes, PAYBACK points can be transferred 1:1 to Miles & More miles. Wait for the transfer bonus (1-2x per year) for 20-25% extra miles.

Bottom line

PAYBACK pays off above all at EDEKA, dm and Aral — the partners with the best coupons and promotions. The base rate (1 point/€2) is low, but with coupons and coupon stacking you collect a multiple of that.

Further reading:

• Earning PAYBACK Points: 11 Tips for 3x More Points - All strategies at a glance
• PAYBACK eCoupons: How to Activate 10x Points - Using coupons optimally
• Redeeming PAYBACK Points: The Best Options - Putting points to good use
• EDEKA PAYBACK Coupons - Product-group coupons up to 44x and the optimized weekly shop
• Netto PAYBACK Coupons - 10x on the in-store purchase and brand coupons up to 50x

Download the complete list as a CSV

You’ll find the complete list with all 753 PAYBACK partners above as a Google Sheet — filterable, sortable, searchable and automatically updated monthly.

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The basic strategies are free. In the Premium Handbook you’ll find the advanced techniques: coupon stacking with concrete multipliers, timing strategies and the points machine for maximum PAYBACK points.