Redeeming points Updated May 3, 2026 15 min read

AMEX MR US vs. Germany: Transfer Partner Comparison & 1:1 Sweet Spots (2026)

AMEX Membership Rewards in the US transfer mostly 1:1 to airlines — in Germany only 5:4 or worse. Complete transfer partner comparison 2026: 19 airlines + 3 hotel chains, all 1:1 ratios, sweet spots like ANA 75k Business to Japan, Aeroplan charts and Flying Blue promos.

Quick answer: AMEX Membership Rewards from the US transfer to 19 airlines and 3 hotel chains. The standard ratio is 1:1 — with AMEX Germany you lose 20% (5:4) to 50% (Emirates 2:1) instead. The most valuable US sweet spots 2026: ANA round-trip Business to Japan from 80,000 MR, Avianca LifeMiles for Lufthansa First Class from 87,000 MR one-way, Flying Blue Promo Awards (regularly 50% off), Aer Lingus Business to Boston for 75,500 MR RT. Hyatt hotels (Cat 1 from 5,000 points/night) are not reachable via AMEX MR — for that there’s Chase Ultimate Rewards (Reserve 1:1, Preferred/Ink 4:3 from Oct 2026) to World of Hyatt. Anyone who collects in DE-MR and can switch into US-MR multiplies their point value by a factor of 1.25-2× with no extra spend.

AMEX Membership Rewards US — Transfer Partners & Sweet Spots

In Germany the AMEX transfer always costs you points: 5:4 to British Airways, 3:2 to Singapore, 2:1 to Emirates. In the US? 1:1 almost everywhere. Plus: you get access to programs that don’t even open for DE cards in the first place — Aeroplan, ANA, Avianca, Aer Lingus.

This article is the complete transfer partner guide for AMEX MR US 2026: all ratios, all sweet spots, all traps. Once you understand how much more US points are worth, you collect differently.

Context: Which US cards even earn MR US, and how you as a German get them, is explained in the article US Credit Cards for Germans 2026. This article here focuses on what happens after the welcome bonus: redeeming optimally.

The most important number: 1:1 vs. 5:4

Before we dive into the details — the one comparison that explains everything:

ActionDE: 100,000 MRUS: 100,000 MR
Transfer to BA Avios80,000 (5:4)100,000
Transfer to Flying Blue80,000 (5:4)100,000
Transfer to Singapore66,667 (3:2)100,000
Transfer to Cathay66,667 (3:2)80,000 (5:4)
Transfer to Delta66,667 (3:2)100,000
Transfer to Emirates50,000 (2:1)80,000 (5:4)

On average you lose 25-50% on the transfer in Germany. In the US: 0%. With a welcome bonus of 175,000 MR, that translates into a real added value of 35,000-87,500 additional miles from the better ratio alone.

More on the DE comparison: The complete DE transfer ratios (verified via amex.de February 2026) can be found in the article Redeeming AMEX Points: The Complete Guide.

All AMEX MR US Transfer Partners 2026

As of May 2026. Conditions change — check before every transfer.

Airlines — All 1:1, unless otherwise noted

PartnerRatioAllianceStrengths
Aer Lingus AerClub1:1oneworldBoston/JFK ↔ Dublin Business 75,500 RT
AeroMexico Club Premier1:1SkyTeamMexico routings, sometimes Business sweet spots
Air Canada Aeroplan1:1Star AllianceSweet-spot king for Star Alliance
Air France/KLM Flying Blue1:1SkyTeamPromo Awards regularly 50% off
ANA Mileage Club1:1Star Alliance80,000-90,000 RT Business to Japan from Europe
Avianca LifeMiles1:1Star AllianceLH First Class for 87k LifeMiles
British Airways Avios1:1oneworldShort-haul (4,000 Avios FRA-LON)
Cathay Pacific Asia Miles5:4oneworldCathay First HKG-JFK 110k (= ~137,500 MR)
Delta SkyMiles1:1SkyTeamDomestic from 5,000 miles one-way
Emirates Skywards5:4-Premium-cabin sweet spots EK
Etihad Guest1:1-Transfer ends 30 June 2026 (last transfer 29 June)
Hawaiian Airlines HawaiianMiles1:1-Island hopping, Alaska connections
Iberia Plus Avios1:1oneworldMAD routings to South America
JetBlue TrueBlue5:4-TrueBlue is usually not worth the transfer
Qantas Frequent Flyer1:1oneworldSydney routes, Emirates awards
Qatar Privilege Club Avios1:1oneworldQ-Suite Business
Singapore KrisFlyer1:1Star AllianceSingapore Suites, Saver Awards
Virgin Atlantic Flying Club1:1not an alliance member (Delta partner)hidden ANA sweet spots via partner award

Hotels

PartnerRatioNote
Choice Privileges1:1Comfort Inn, Quality Inn, smaller properties
Hilton Honors1:2But points are only worth 0.4-0.5 cents — net neutral
Marriott Bonvoy1:1Marriott → Hyatt does not work directly (only via Avios)

Important non-partners

  • United MileagePlus — no direct AMEX partner; bookable via Aeroplan or Avianca
  • American AAdvantage — no AMEX partner; bookable via BA Avios or Etihad
  • Alaska Mileage Plan — no AMEX partner
  • Hyatt — no direct AMEX partner (but via Chase UR)
  • IHG One Rewards — no AMEX partner

If you love Hyatt, use Chase Ultimate Rewards instead of AMEX MR — see Chase UR Guide.

The most valuable sweet spots 2026

A sweet spot is an award booking where the cents-per-point ratio is far above the standard. Here are the top picks for AMEX MR US:

Sweet Spot 1: ANA Mileage Club — Japan Business round-trip

  • Route: Frankfurt/Munich ↔ Tokyo (NRT/HND)
  • Cost: 80,000-90,000 ANA miles round-trip Business (seasonally tiered: Low/Regular/High Season)
  • Cash comparison: ~€4,500-6,500 regular
  • Cents per point: 5-8 cents
  • Trick: ANA awards must be booked as a round-trip (no one-way), and only members can book ANA Business for ANA’s own flights

Sweet Spot 2: Avianca LifeMiles — Lufthansa First Class

  • Route: Frankfurt → Los Angeles, San Francisco, JFK in Lufthansa First Class
  • Cost: 87,000 LifeMiles one-way First Class (as of 2026)
  • Cash comparison: ~€12,000 regular
  • Cents per point: 13-14 cents
  • Trick: LifeMiles can also book Star Alliance Premium, often with lower taxes than Aeroplan or M&M. Careful: the booking platform sometimes wobbles

Sweet Spot 3: Air Canada Aeroplan — Lufthansa Star Alliance

  • Route: FRA → Tokyo (NRT) Business via LH First Class or LH Business
  • Cost: 75,000 Aeroplan points one-way Business, 110,000 First
  • Cash comparison: €4,500-7,000 Business
  • Cents per point: 6-9 cents
  • Trick: Aeroplan has a fixed award chart (unlike the dynamic LH M&M). No “last-minute surcharge.” Taxes on LH flights lower than with M&M.

Sweet Spot 4: Virgin Atlantic — ANA Business Pacific

  • Route: US West Coast (LAX/SFO) ↔ Tokyo Business (on ANA)
  • Cost: 50,000 (off-peak) / 60,000 (peak) Virgin Atlantic points one-way Business; higher in First (as of 2026, after the 2024 devaluation)
  • Cash comparison: ~$3,500 regular
  • Cents per point: 5-7 cents
  • Trick: Virgin Atlantic has a hidden sweet spot for ANA awards. Booking only by phone. Before 2024 the price was 47,500 — slightly devalued today

Sweet Spot 5: Flying Blue — Promo Awards 50% off

  • Route: Rotating promo routes every month (typical: Europe ↔ US, Europe ↔ South Asia)
  • Cost: 25,000-37,500 Flying Blue miles one-way Business (promo price)
  • Cash comparison: ~€2,000-3,000
  • Cents per point: 6-12 cents
  • Trick: Flying Blue publishes new Promo Rewards on the 1st of every month. If you’re flexible, you grab Business for under 1 cent/EUR cash value.

Sweet Spot 6: Aer Lingus — transatlantic Business

  • Route: Boston/JFK/Dulles ↔ Dublin Business
  • Cost: 75,500 Aer Lingus Avios round-trip Business (as of 2026)
  • Cash comparison: ~$3,500-4,500 regular
  • Cents per point: 5-6 cents
  • Trick: Aer Lingus was an insider tip for years; even in 2026 still cheaper than BA for the same route. Stopover in Dublin possible.

Sweet Spot 7: BA Avios — short-haul

  • Route: Frankfurt/Munich ↔ London (Economy)
  • Cost: 4,000-7,000 Avios one-way (instead of €80-€200 cash)
  • Cash comparison: €80-200
  • Cents per point: 1.5-3 cents
  • Trick: BA “Reward Flight Saver” (RFS) caps taxes at €17 for short-haul. A frequent sweet spot, because availability is good.

What you shouldn’t do

Trap 1: Transferring AMEX MR US to Hilton 1:2

Sounds like “1:2 is better than 1:1, right?!” — but that’s wrong. Hilton points are only worth 0.4-0.5 cents. 1:2 effectively means: 1 MR (worth 4-5 cents) becomes 2 Hilton points (worth 0.8-1 cent). That’s 80% value destruction.

A Hilton transfer is only worth it if you have a very concrete Hilton stay in mind and no other card on hand. Better to collect Hilton points directly with the Hilton Honors AMEX (5-12x on Hilton stays).

Trap 2: Transferring JetBlue at 5:4

JetBlue is one of the few AMEX partners with a bad ratio (5:4) and JetBlue points are only worth 1.3 cents. Effective value destruction: ~25%. JetBlue awards are only worth it on very specific domestic routings.

Trap 3: Transferring points without a concrete booking

One-way rule of the transfer partners: Once transferred from AMEX to Aeroplan, the points never come back. Anyone who sends 100,000 MR to Singapore KrisFlyer “on spec” and then doesn’t fly ends up with 100,000 KrisFlyer miles that expire after 3 years without activity.

Rule: First check award availability on the partner website, then transfer, then book. Maximum 24-hour gap.

Trap 4: Not checking the value

Rule of thumb: a US-MR transfer should not happen for under 1.5 cents per point. Anyone who uses 100,000 MR for a $1,000 flight (1 cent/point) would have been better off paying $1,000 cash and saving the MR for something more valuable.

Value calculation: How to cleanly calculate the cents-per-point value is explained in the article What Is a Mile Worth? The Mile Value Calculator — the formula applies equally to DE and US.

How you even find US sweet spots

AMEX’s own search mask only shows you that you can transfer — not where it’s worth it. Three tools are standard:

1. seats.aero (paid, ~$9/month)

API-based live search across all relevant award programs at once. If you want to search Aeroplan, Flying Blue, Singapore and Air Canada on one route in parallel, there’s no way around seats.aero.

In detail: How to automate seats.aero with Claude Code is explained in the article Finding Award Availability Automatically.

2. AwardHacker (free)

For a given route, shows which programs have the lowest miles requirement. Good for a first check; less reliable for live availability.

3. Direct award charts (free)

Aeroplan, Avianca LifeMiles and Singapore have fixed award charts that you can memorize. Example: Avianca LifeMiles for Star Alliance has a chart that’s been stable since 2023 (with small adjustments). If you know the chart, you immediately know whether a transfer is worth it.

Practical examples: From welcome bonus to flight

Example 1: AMEX Gold US welcome (100,000 MR) → Aer Lingus Business Boston

  • 100,000 MR → 100,000 Aer Lingus Avios (1:1)
  • Booking: BOS-DUB Business RT = 75,500 Avios + ~$235 taxes
  • Left over: 24,500 Aer Lingus Avios for later
  • Effective cash equivalent: $4,000-4,500 for $235 + welcome bonus

Example 2: AMEX Platinum US welcome (175,000 MR) → ANA Japan Business RT

  • 175,000 MR → 175,000 ANA miles (1:1)
  • Booking: FRA-NRT Business round-trip = 80,000-90,000 ANA miles + ~€180 taxes
  • Left over: ~85,000-95,000 ANA miles for a second booking
  • Effective cash equivalent: €4,500-6,500 for €180 + welcome bonus

Example 3: AMEX Gold + Platinum combined (275,000 MR) → LH First via Avianca

  • 275,000 MR → 275,000 Avianca LifeMiles (1:1)
  • Booking: FRA-LAX Lufthansa First Class one-way = 87,000 LifeMiles + ~$200 taxes
  • Plus: return flight LAX-FRA Business via Lufthansa = 63,000 LifeMiles + ~$180
  • Left over: ~125,000 LifeMiles for another booking
  • Effective cash equivalent: $13,000-15,000 for $380 + welcome bonuses

Such calculations are only possible because US-MR transfer 1:1. In Germany, 275,000 MR would only turn into 220,000 BA Avios or 137,500 Singapore KrisFlyer — and Avianca/Aeroplan/ANA aren’t even available in the first place.

US-MR vs. DE-MR vs. Miles & More — Which program for what?

StrengthDE-MRUS-MRMiles & More
Welcome bonus50-200k60-175k (often more in the stack)4-5k per card
Transfer ratios5:4 to 2:1mostly 1:1(no transfer)
Star Alliancenot directlyvia Aeroplan, Avianca, Singaporenative
Oneworldvia BA Avioscompletevia Qatar
SkyTeamvia Flying Bluecompleteno
Lufthansa Firstnovia Avianca/Aeroplannative
Hyattnono (but via Chase UR)no
Dynamic pricing?(program-dependent)no with Aeroplan/Aviancayes since June 2025

Bottom line: For the average DE collector, the optimal strategy is to use all three programs in parallel — DE-MR for standard earn rates, US-MR for welcome bonuses and 1:1 sweet spots, M&M for Lufthansa loyalty and status. How to set that up cleanly from an organizational standpoint is explained in the US Card Handbooks.

Frequently Asked Questions (FAQ)

Are US-MR and DE-MR the same program?

No. They are two separate accounts with different ratios and partners. AMEX US-MR and AMEX DE-MR cannot be transferred between each other. Anyone with cards from both countries collects in parallel.

Which AMEX MR US transfer partners have Lufthansa Premium?

Avianca LifeMiles, Air Canada Aeroplan and Singapore KrisFlyer — all three are Star Alliance partners and can book LH First/Business. Avianca often has the lowest taxes, Aeroplan the best availability, Singapore the most attractive route offering.

How fast is the transfer from AMEX MR US to airlines?

Most transfers are instant (Aeroplan, Flying Blue, Singapore, Delta). A bit slower: Aer Lingus, Iberia, Cathay (1-3 days). Very rarely problems: Virgin Atlantic, Avianca (1-7 days). Rule of thumb: for time-critical bookings, transfer first, wait a bit, then book the award.

What’s the best US-MR sweet spot 2026?

Subjectively: ANA round-trip Business to Japan from 80,000 MR (Low Season; 90,000 in the peak season). You get from Europe for an effective 80,000-90,000 points + €180 in one of the best Business Class products in the world. Availability is good 7-12 months ahead. If you fly to Asia often, you should monitor ANA awards on seats.aero regularly.

Is a Hilton transfer 1:2 with AMEX MR US worth it?

In very rare cases (e.g. a concrete expensive Hilton booking with 5+ nights in a top hotel). Standard rule: No. AMEX MR are worth 4-5 cents/point, Hilton points 0.4-0.5 cents. Even with a 1:2 bonus you lose 80% of the value on average.

Can I transfer AMEX MR US to Marriott and then to Hyatt?

No. Marriott Bonvoy has no direct transfer option to Hyatt. Anyone who wants Hyatt points from AMEX MR takes the detour: AMEX MR → Marriott (1:1) → American Airlines AAdvantage (3:1, with a 5k bonus every 60k) → book AA award. Hyatt points directly only via Chase Ultimate Rewards (Reserve 1:1, Preferred/Ink 4:3 from Oct 2026).

Do MR points expire after transfer?

The partner points (Aeroplan, ANA, Singapore etc.) have their own expiration rules — usually after 18-36 months of inactivity. Rule of thumb: Aeroplan points don’t expire with active status, ANA points expire after 36 months of inactivity, Singapore after 3 years from the collection date. If you transfer, you should also book within the next few months.

Which US card earns MR the fastest?

AMEX Gold US with 4x on restaurants worldwide + 4x on US supermarkets (up to $25k/year) is the fastest earning machine. Anyone who spends $1,500/month on restaurant + grocery pulls in 72,000 MR/year from the Gold alone — plus a welcome bonus of 60-100k.

Are the transfer ratios in the US stable?

They change occasionally. In 2025, Singapore, Cathay, Delta, Etihad and Qatar were devalued in Germany from 5:4 to 3:2. In the US, most partners run 1:1 — current exceptions are Cathay 5:4, Emirates 5:4 and JetBlue 5:4; the Etihad transfer ends on 30 June 2026 (last transfer 29 June). Before every transfer, check the current ratio on the AMEX US website.

Conclusion: Why US-MR is the more valuable points currency

US Membership Rewards aren’t “a little better” than the DE variant — they’re structurally different:

  • 2-3× higher welcome bonuses (175k vs. 85k with Platinum)
  • 20-50% better transfer ratios (1:1 instead of 5:4 to 2:1)
  • 8 additional airline partners, including the most important sweet spots in the points world (Aeroplan, ANA, Avianca, Aer Lingus, Virgin Atlantic)

Anyone who, as a German, steps into the US-MR ecosystem multiplies their point value per invested euro by a factor of 2-4×. The sweet spots above (ANA Japan 75k, Avianca LH First 87k, Aer Lingus Boston 75.5k) are not bookable with German MR points — no matter how many you collect.

Getting started is the hardest part. But once you have a US AMEX, all doors are open.

Note: Transfer ratios are snapshots and change constantly (most recently Chase→Hyatt in June 2026). Always check the current ratio directly with the program before you transfer points. As of this article: June 2026.

Further reading:


You don’t just want to know what US-MR is worth, but as a German actually hold US AMEX cards in your hand? The MEILENKÖNIG US Card Handbooks walk you step by step through all three paths (Global Transfer, ITIN, LLC) — from your first US address to a full card stack with 175k welcome bonuses.

Topics: AMEX MR US Transfer Partners Membership Rewards Sweet Spots Aeroplan ANA Flying Blue Avianca 1:1 Transfer 2026

Your path to US credit cards — step by step

Welcome bonuses up to 175,000 MR, 1:1 transfer ratios, Chase & Capital One: the US handbooks show you the complete roadmap — from the US address to your first card. Without US residency, as a German.

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